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Friday, October 23, 2009

Compare cheap car insurance














As we know there is a wide range of car insurance companies we can help you save time and money when you compare car insurance.well what kinds of insurance we know: women's car insurance,young driver's insurance,classic car insurance and other kinds.
Young driver's insurance: If your aged is 17-24 and you are a young driver you may be subject to higher premiums and an increased excess, however there are things you can do to reduce your level of risk and improve your chances of finding cheaper young drivers' insurance but you have to prove that.

Women's car insurance: as we know by research women drive much more carefully and they almost not involved in car accident so they are paying less then men and some time they are taking a lot of other thing in the insurance package that it make it cheaper.
Classic car insurance: In this kind of insurance you have to check that you get the right level of cover and you have to choose the policy that's right for you.
So after we gave you the first stapes about car insurance you have to make some phone call and to find the best cheap insurance and the one that fit you.

Wednesday, October 21, 2009

Health insurance companies: We cannot do without higher tax deductibility

The private health insurance market, estimated at 10 million euros and 15,000 contributors last year, could be invigorated by the introduction by the Health Ministry of the general medical service package and of co-payment. The main incentive, however, would be to increase the deductible amount for the employer, concluded the participants at the "Private health insurance. When confidence in Romanian medical services will be restored" event organised by Ziarul Financiar in partnership with Signal Iduna insurance company.
"If an employer buys a policy with a monthly premium of 60 RON, the total expenses it entails reach 200 RON, because the rest of the taxes that come with each benefit are added on top of that value," said Sinziana Maioreanu, CEO of Signal Iduna. According to the legislation in force, employers who offer health insurance as benefits to their employees can deduct up to 250 euros per year from their profit tax, and any difference beyond that level is booked by the company as non-deductible expense. This is, according to the companies in the field, the main obstacle that prevents health insurance from developing. Private health insurance would create competition among hospitals for money, a competition that would improve both the quality of services and the level of equipment.

Insurance market at 1.26bn euros after 7 months

The insurance market amounted to 5.3 billion RON (1.26 billion euros) seven months into this year, according to the latest data from the Insurance Supervisory Commission (CSA), after July saw insurers underwrite 759.2 million RON (180 million euros) in premiums, 8% more than in the previous month. CSA requires insurers to report gross underwritten premiums on a monthly basis as of this year, whilst before reports were sent on a quarterly basis. Claims settled by insurers in July amounted to 468 million RON (110 million euros), up 9% against June.
In the first seven months of the year, overall claims settled amounted to over 3.4 billion RON (815 million euros). "The market had a good progression, considering that it is on a rise against the similar period of last year, although we are not talking about two-digit growth. From talks we have had with insurers, September appears to have been a better month than the others," said Angela Toncescu, chairperson of CSA, in an interview given to ZF.